Get Organize

     Get together all your important papers such as W-2 statements, IRA/401Ks, Bank statements, Pay stubs for 2-4 weeks, any paper work on a recent bankruptcy from being discharge, any statements on mortgage insurance and property taxes for past 2 years etc.

1. If you are salaried: provide two years W-2 and one month of pay stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.

2. If you own rental property, please provide rental agreements and two years tax returns.

3. If you wish to speed up the approval process, please provide three months bank statements for each bank, stock and mutual fund accounts.

4. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.

5. If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.

6. Provide a copy of your divorce decree if applicable.

7. If you are Not US citizen, provide us with a copy of your green card ( front & back ), or if you are Not a permanent resident provide us with your H-1 or L-1 visa.

Key Benefits

•  This will help the processing of you loan faster.
•  Can get you pre qualified much quicker.
•  Will save you time and effort of having to go back though your paperwork.

 I can Save you money! Call me today for a free quote......I guaranteed I will save you MONEY!

  Send mail to www@williamknight.net with questions or comments about this web site.
Copyright © 2003 William J. Knight/Loan Officer                 
Last modified: 08/02/03                                  

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